Estimate employee out-of-pocket costs
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Step 1
: Select up to four plans to compare
Plan
Deductible
Coinsurance
Medical copays
Rx copays
Your premium share
Pays per year
Employer HSA
Compare
Plan
Select one
Essentials by MESSA
MESSA ABC Plan 1
MESSA ABC Plan 2
MESSA ABC Plan 3
MESSA Balance+
MESSA Choices
Deductible
Select one
Coinsurance
Select one
Medical copays
Select one
Rx copays
Select one
Your premium
share
Pays per year
Employer HSA
Compare
Plan
Select one
Essentials by MESSA
MESSA ABC Plan 1
MESSA ABC Plan 2
MESSA ABC Plan 3
MESSA Balance+
MESSA Choices
Deductible
Select one
Coinsurance
Select one
Medical copays
Select one
Rx copays
Select one
Your premium
share
Pays per year
Employer HSA
Compare
Plan
Select one
Essentials by MESSA
MESSA ABC Plan 1
MESSA ABC Plan 2
MESSA ABC Plan 3
MESSA Balance+
MESSA Choices
Deductible
Select one
Coinsurance
Select one
Medical copays
Select one
Rx copays
Select one
Your premium
share
Pays per year
Employer HSA
Compare
Plan
Select one
Essentials by MESSA
MESSA ABC Plan 1
MESSA ABC Plan 2
MESSA ABC Plan 3
MESSA Balance+
MESSA Choices
Deductible
Select one
Coinsurance
Select one
Medical copays
Select one
Rx copays
Select one
Your premium
share
Pays per year
Employer HSA
Step 2
: Select coverage and claims scenario options
Coverage type selected:
Single
Claims scenario selected:
Not much
SELECT OPTIONS
×
Step 2
: Select coverage and claims scenario options
Who does the plan cover?
Single
Coverage
Two Person
Coverage
Family
Coverage
How much medical care do you expect to receive?
How much medical care do you expect to receive?
Office visit(s)
Preventive service(s)
Lab / X-ray(s)
Inpatient surgery(ies)
Chemotherapy
Emergency room
Prescriptions
Cost
of service
$126
$126
$314
$21,961
$2,599
$1,583
Varies
Not much
2
Office visit(s)
at $126
1
Preventive service(s)
at $126
0
Lab / X-ray(s)
at $314
0
Inpatient surgery(ies)
at $21,961
0
Chemotherapy
at $2,599
0
Emergency room
at $1,583
Considerable
8
Office visit(s)
at $126
1
Preventive service(s)
at $126
3
Lab / X-ray(s)
at $314
1
Inpatient surgery(ies)
at $21,961
0
Chemotherapy
at $2,599
2
Emergency room
at $1,583
A lot
16
Office visit(s)
at $126
1
Preventive service(s)
at $126
3
Lab / X-ray(s)
at $314
1
Inpatient surgery(ies)
at $21,961
12
Chemotherapy
at $2,599
1
Emergency room
at $1,583
Step 3
: Calculate and compare employee out-of-pocket costs
Calculate and compare
PLEASE READ CAREFULLY
This tool is for estimation purposes only.
Actual costs will vary.
Estimated cost of medical services
based on
single not much
scenario selected
- Estimated cost paid by MESSA
Estimated cost paid by you
+ Your share of annual premium
- Employer HSA funds
- Indemnity Reimbursement from Aetna
MAXIMUM ANNUAL EMPLOYEE SHARE
OF PREMIUM AND MEDICAL EXPENSES
based on
single not much
scenario selected